Tesco credit card is released under the Visa and MasterCard brand. Tesco offers the customers lots of benefits and exclusive rewards only available to cardholders. For one, they offer 0% interest on all types of purchases for a maximum of 13 months from account opening. They offer 0% interest on balance transfers for up to nine months from account opening. Finally, points earned while shopping are multiplied when paying with Tesco credit card. You earn one point for every 4 lbs on your Clubcard Credit Card anywhere in the world . And, your card doubles as a Clubcard. So when you use your Tesco Clubcard Credit Card to pay at Tesco, not only will you get 1 point for every 4 lbs you spend, you will also collect standard points from Clubcard. It is very easy to apply for a Tesco credit card. You can go to your nearest Tesco and apply manually, or you could simply go online and fill in the application form.
Tesco credit card is one of the best cards to get if you are a regular Tesco customer mostly because you can earn club card points on everything you spend on the card. This, as every Tesco customer knows, can be invaluable when arranging a day out with the family or saving up your points to pay for all the treats at Holidays.
The great thing about a Tesco credit card is that the points you earn from them can reward you in more than one ways. If you spend enough and manage your card dues properly, you can turn your Clubcard vouchers into Airmiles, so getting free flights is as easy as doing your shopping. This credit card is pretty amazing. However, when using it, make sure you pay on time and, if possible, in full- always. After the 0% grace period, interest rates increase up. Pay on your allowed time as you’ll end up paying a lot more if you don’t.
Tesco aims to get a line of facilities to make Tesco credit Card use a better experience for the customers: there’s a dedicated customer service staff, based in the UK, that’s available 24 hours a day, 7 days a week, for payment-related questions, balance inquiries, balance transfer requests, setting up text alerts to help you manage your funds, and other issues.
You can apply online for Tesco credit card and get an instant decision. It’s really a free, easy and secure process. The interest rate that will apply to you will be determined after your application details as well as your credit and repayment history are reviewed, as all of these are taken into account. Two thirds of Tesco customers do get the advertised typical APR, but if you are not one of these, no need to worry, as the maximum APR you can possibly receive is 19.9%. The introductory offer of 0% for 9 months on balance transfers and 0% for 13 months on purchases is available to all customers and granted unconditionally.
