USAA credit card is one of the highest-rated rewards programs and cash back credit cards in the market. Available in both Mastercard and American Express version, you can apply for a USAA credit card if you fall in any of the criteria.
USAA is a Fortune 500 financial services company offering banking, investing, credit cards, and insurance to people and families that serve, or served, in the United States military that would be harder for them to get elsewhere. In fact, they offer 4 types of credit cards to their members; USAA American Express card, USAA World MasterCard, USAA Military Affiliate Cards and USAA Active Military MasterCard.
All USAA credit cards deliver liability protection, account alerts, text message updates, and special rates for military members. They have similar benefits with the exception of the Military Group Card. In order to apply for any of these cards, you need to be a member of the USAA. Before you can apply, you will be asked to provide your USAA account information or you will not be led to an application page. Compare this along with other credit card offers now!
Because of the restrictions, we can only provide you with some basic information about each USAA credit cards. However, it should be enough for you to make a right decision about whether or not you want to consider a USAA membership to apply for one of these cards.
The USAA American Express Card is a no annual fee card with interest rates that start at 8.9%, reward points, and the ability to pay over time. This rewards card gives you to redeem your points for cash back credit card benefits, gift cards or travel. You will also benefit from American Expresses warranty programs, fraud liability protection and much more.
The USAA World MasterCard offers no annual fee and also has interest rates that start at 8.9%. The rewards credit card program is pretty much the same as the American Express Card. However, you will get a 2,500 reward bonus after you make your first purchase. You will earn one point for every dollar you spend and no cap or expiration date on points!
The USAA Military Affiliate Cards are for those who are not members of the military but are friends or family of people of the military. Interest rates start at 9.9%, no annual fees, and the rewards program is the same as the American Express Card.
The USAA Active Military MasterCard is specifically designed for military members. The interest rates start at 8.9% on purchases and cash advances. You will earn cash rebates up to 1.25% on your purchases and earn points towards travel discounts, brand-name merchandise, gift cards and cash.
More than the rewards and cash back, though, the USAA Credit Card continually offers the best customer service you can find. In fact, more good things have probably been said about the helpful customer support than any current credit card available in the market. If you aren’t a member of the USAA then you can’t qualify for these card. Use a credit card chaser tool and find the other online credit card offers right now!
